From the town of Louisa, to Mineral, to the Lake Anna communities and out toward Gum Spring, we serve clients across the entire county. Rivanna Precious Metals in Charlottesville is your closest dedicated buyer of gold, silver, coins, and bullion — with private, office-based appointments and pricing built directly off the live spot market.
Louisa County has no dedicated precious-metals buyer, so the closest serious option is Rivanna Precious Metals, about 40 minutes west of the town of Louisa on I-64. We buy both gold and silver, test and weigh each piece in front of you, price it off the live spot market, and pay cash or check the same day — with no obligation to sell anything.
Because Louisa and Lake Anna sellers tend to bring a real mix of both metals — gold jewelry alongside boxes of old silver coins and Grandmother's flatware — this page focuses on how gold and silver are each valued, since they're priced very differently and people are often surprised by which pile is worth more.
The mechanics are identical: we test the purity, weigh the item on a calibrated scale, and value the pure-metal content against that metal's live spot price. What differs is the scale of the numbers. Gold trades for well over a thousand dollars more per troy ounce than silver, so a single gold ring can be worth more than a heavy box of silver flatware. That surprises people who assume the bigger, heavier pile is the valuable one.
Silver makes its value up in volume. A full sterling tea service, a complete flatware chest, or a coffee can of junk silver coins can still add up to a substantial check — it just takes more weight to get there. When you bring both, we price each pile against the right market so neither is shortchanged. For pure metal stacking, our silver bullion and bars page covers rounds and bars in more depth.
"Junk silver" is a confusing nickname — there's nothing junky about it. It simply means common-date U.S. coins with no collector premium that are valued purely for their silver: dimes, quarters, and half dollars dated 1964 or earlier are 90% silver. Rather than weigh every coin, dealers price these by face value using a multiplier tied to spot, because the silver content per dollar of face value is a known constant.
| Common U.S. silver coins | Silver content |
|---|---|
| $1.00 face value, 90% (pre-1965 dimes/quarters/halves) | about 0.715 troy oz of silver |
| Pre-1965 silver quarter | about 0.18 troy oz |
| Pre-1965 silver dime | about 0.072 troy oz |
| 1965–1970 Kennedy half (40% silver) | about 0.148 troy oz |
| Morgan / Peace silver dollar | about 0.7734 troy oz |
So a single roll of pre-1965 quarters ($10 face) holds roughly 7.15 ounces of silver — many times its face value, scaling directly with the spot price. Key dates and better Morgan dollars are the exception; those we pull aside and price as a coin dealer rather than as melt.
This is the single most important thing a silver seller can learn, because the difference is enormous. Sterling is solid silver, 92.5% pure, and is almost always stamped "sterling," "925," or ".925." Silverplate is a microscopically thin coat of silver bonded over a base metal like copper or nickel, and is typically marked "EPNS," "silver on copper," "plate," or just a brand name with no fineness number.
The rule of thumb: a fineness number means real silver; a brand-only mark usually means plate. We confirm with acid or XRF testing so there's no guesswork. The hard truth is that the silver layer on plate is too thin to recover economically, so it carries essentially no melt value — we'll test it for free and tell you straight which pieces are solid and which aren't.
The county's mix — farm families in the middle, lake retirees in the north, exurban growth toward Gum Spring — shows up on the table:
Estate work is a big part of this — if you're an executor handling a full household, our estate jewelry and coin buying service evaluates everything in one visit, sorting gold from silver from costume at no charge.
A few honest limits worth knowing before the drive. Silverplate — however large or ornate — has almost no metal value, so a giant plated punch bowl can be worth less than a handful of sterling spoons. Weighted sterling pieces like candlesticks have a cement or plaster filler inside, so we pay only on the actual silver, not the total heft. And commemorative "silver" rounds or plates sold by mint clubs are sometimes silverplated or low-purity — the fineness stamp tells the story. None of this affects your solid sterling or 90% coins; we simply separate the real from the plated so you know exactly what you have.
From the town of Louisa, our office is about 40 minutes west via I-64. From Mineral and the Lake Anna communities, plan on 45 to 55 minutes depending on which side of the lake you start from. The Gum Spring area along the I-64 corridor is also a clean 40-minute run. Weekend daytime slots (Saturday and Sunday, 9 AM to 5 PM) suit the lake-area drive well, and weekday evenings are widely open too.
Honest pricing, private appointments, and real market-based offers. Book today and bring your gold and silver in.
Straight answers to what Louisa County and Lake Anna sellers ask us most about turning gold and silver into cash.
The method is the same but the numbers are very different. Both metals are valued on purity times weight against their own live spot price, but gold trades for far more per ounce than silver, so even a small gold item can outweigh a heavy box of silver. Silver makes up its value in volume, which is why a sterling tea service or a bag of junk silver coins can still add up to a meaningful check.
Junk silver means common-date U.S. coins with no collector premium that are valued purely for their metal: dimes, quarters, and half dollars dated 1964 or earlier are 90% silver. Dealers price these by face value using a multiplier tied to spot — for example, $1.00 in face value of 90% silver contains about 0.715 troy ounces of silver. So a roll of pre-1965 quarters is worth many times its face value, scaling directly with the silver spot price.
Sterling is solid silver, 92.5% pure, and is almost always stamped "sterling," "925," or ".925." Silverplate is a microscopically thin layer of silver bonded over a base metal and is often marked "EPNS," "silver on copper," "plate," or a brand name with no fineness number. We confirm with acid or XRF testing, but the rule of thumb is that a fineness stamp means real silver and a brand-only mark usually means plate, which has essentially no melt value.
Honestly, very little. The silver layer on plated flatware is so thin that it cannot be economically recovered, so refiners do not pay for it and neither can we. The value, if any, is decorative or resale as usable flatware. We will test your pieces for free and tell you straight which items are solid sterling worth real money and which are plate, so you are not left guessing.
The town of Louisa is about 40 minutes west via I-64. Mineral and the Lake Anna communities run 45 to 55 minutes depending on which side of the lake you start from, and the Gum Spring area along the I-64 corridor is also a clean 40-minute run. Weekend daytime appointments tend to fit the drive well for lake-area sellers.
Absolutely, and most Louisa County clients do. We work through everything in one sitting — gold jewelry, gold and silver coins, sterling, junk silver, and bullion — testing and weighing each category and pricing it against the right spot market. You get one combined offer with the math shown for each piece, and you are free to accept some items and keep others.
Roughly 40 minutes west of Louisa, Mineral, and Lake Anna.
1020 Carrington Place
Charlottesville, VA 22901